I can help remove derogatory marks, such as hospital bills, old school loans, basically any negative account off your report. I offer 2 different services. 1. The do it yourself, for 50 dollars a round, I will write your letters personally challenging the credit bureaus to delete negative accounts, I will personally email a letter to you each round until your full report is clean and ready to rebuild. 2. I can do it myself and perp your full report to be cleaned. But I would need your personal info, which would be 100 a round into report is cleaned.