If you CAN'T say "yes" to ALL these questions, you NEED my help:
• Do you have a plan (i.e. budget) for what income you bring home and what you spend?
• Is your income greater than or equal to what you spend every month?
• Is your credit card balance zero after each statement?
• Do you reconcile your bank statement(s) every month?
Please see my references. Just 1 session is all you should initially need to get going. Should you need more sessions with me, they will also come on the same basis of 50 Simbi/hour.